Coverage is individual. You pay your own monthly amount whether you work two shifts a month or twenty.
Portable
Goes Where the Work Is.
Cigna PPO is a national network, so care is in network from Asheville to Wilmington and anywhere else a shift takes you. The app finds in-network doctors, urgent care and pharmacies wherever you are.
Transparent
See the Number Before You Commit.
Enter your ZIP and date of birth and every plan price appears in about a minute. Nothing is submitted until you choose to enroll.
How it works
Three Steps. About Ten Minutes.
01
2 min
Tell Us About Yourself
Where you live and who needs coverage. You see real prices right away.
02
5 min
Become a Member
Membership is your door to coverage. A short application, done on your phone.
03
3 min
Pick a Plan
Choose your plan and deductible. ID card ready in the app the same day.
No open enrollment window. Joining is the qualifying event, so you can start any month.
For Zugo relief vets and techs
Your Terms. Your Schedule.Your Coverage.
See your real price in about a minute. Enroll online, or talk it through with a person first.
Relief veterinarians and veterinary technicians who book shifts on Zugo and buy their own coverage, along with their families, including people who are not eligible for an employer plan. This page and its pricing are here for Zugo providers.
Is this a Zugo group plan?
No. Coverage is individual. Each person joins on their own, picks their own plan, and pays their own monthly amount. Zugo is a marketplace, not your employer. It makes the program available to its providers as a perk and does not sponsor or administer benefits.
Does my coverage depend on how many shifts I work?
No. Coverage is yours and is not tied to shifts, hours or any one hospital. You pay your own monthly amount whether you work two shifts a month or twenty.
What is the difference between Major Medical and MEC?
Major Medical is the full plan. You pick a deductible ($10,000, $5,000 or $2,500) and once you hit it the plan pays 100% for the rest of the year, including hospital, surgery and ER. MEC is the low-cost plan: a flat $70 or $125 a month covers your virtual doctor, labs, generic prescriptions and preventive care, and MEC Plus adds in-person visits with copays. MEC does not cover the hospital, ER or surgery.
Is this an ACA marketplace plan?
No. Molli is not sold on the marketplace and marketplace subsidies do not apply.
When can I sign up?
Any month. Becoming a member is a qualifying event, so you don't have to wait for open enrollment. Sign up by the 20th for coverage on the 1st of the next month.
Can I add my spouse or kids?
Yes. Family pricing is shown at plan selection, based on each person's age.
Can I keep my doctor?
Most likely. Cigna PPO is a national network. You can search for your doctors during onboarding, before you pick a plan, and again any time in the app.
What does it actually cost?
Major Medical is priced by age and ZIP code and shown before you commit. Click Calculate my rate, enter your ZIP and date of birth, and you see your real price in about a minute. MEC is $70 a month and MEC Plus is $125 a month at every age.
Every plan includes